Families
Health insurance for families has changed a lot since Obamacare started. Family plans will always be a plan in which all family members are on the same policy, but now there are advantages to breaking...
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Trout Valley, Illinois: Health Insurance
We specialize in helping Trout Valley individuals, families, and businesses sign up and manage their Health Insurance. With the many changes to health insurance, you may be wondering what the right...
View ArticleRyan expects health reform to cause cost “death spiral”
CBS reports: Republican Rep. Paul Ryan, a key voice in the GOP on the issue of health care, said Thursday he expects the Supreme Court to strike down a key element of President Obama’s health care...
View ArticleMore Health Insurance Complexity – More Confusion
Forbes reports: “One agreement we have to come to in this country is “what is essential healthcare?” In the Affordable Care Act, essential benefits were to be determined by the Department of HHS. We...
View ArticleCook County Health seeks early expansion of Medicaid
Crain’s reports: “The Cook County Health and Hospitals System is seeking approval to add thousands of uninsured patients to the Medicaid rolls nearly two years early, a move that could generate...
View ArticleKey Findings from the January 2012 Kaiser Family
Foundation Health Tracking Poll: As the Supreme Court prepares to hear legal challenges to the health reform law in March, most Americans expect the Justices to base their ruling on their own...
View ArticleVisualizing Health Care Reform Tool Illustrates Future Impact of the...
Yahoo News reports: “Interactive map depicts insurance needs by region and community; around 1,646,527 new Illinois residents will be eligible for coverage Chicago, Ill. (PRWEB) March 20, 2012 Today,...
View ArticleDeep cuts loom as state tries to save Medicaid
The Chicago Tribune reports: “The list of medicines Jason Carrington must take every day to treat his multiple sclerosis and related symptoms is long: Copaxone injections to prevent relapses, primidone...
View ArticleHealth reform law poses quandary for states
Politico reports: “If the Supreme Court upholds the health reform law this summer, states could be forced to a moment-of-truth situation: Do they set up a health insurance exchange, or do they let the...
View Article2012 HSA and FSA cheat sheet
Health Savings Accounts What are they? HSAs are tax-advantaged medical savings accounts available to taxpayers who are enrolled in an HSA-qualified high-deductible health plan. The funds contributed to...
View ArticleGeneral Assembly puts health exchange bill on back burner
Crains reports: “Democratic and Republican leaders in the Illinois General Assembly have agreed to shelve a bill that would establish an Illinois health insurance exchange amid uncertainty created by...
View ArticleHealth care reform: GOP preps plan for ruling on law
Politico reports: “House Republican leaders are quietly hatching a plan of attack as they await a historic Supreme Court ruling on President Barack Obama’s health care law. If the law is upheld,...
View ArticleIRS announces 2013 HSA limits
Benefits Pro reports: “The IRS has announced adjustments that affect health savings accounts in 2013. The HSA contribution limits and high deductible health plan out-of-pocket maximums are up slightly...
View ArticleAfter SCOTUS Ruling, Small-Ball Health Care Reform is the Way to Go
Townhall.com reports: No matter what the Supreme Court decides tomorrow, Congress will have to revisit Obamacare’s fundamentally flawed structure. But instead of trying to solve all of our health care...
View ArticleWebMD’s Health Insurance Navigator Answers Your Questions
Web MD reports: “June 29, 2012 — The Supreme Court’s decision on the health care reform law left many people confused about their health insurance and what will happen in the future. Here, WebMD...
View ArticleKFF/HRET 2012 Employer Health Benefits Survey: Family Health Premiums Rise 4...
The Kaiser Family Foundation reports: “Annual premiums for employer-sponsored family health coverage reached $15,745 this year, up 4 percent from last year, with workers on average paying $4,316 toward...
View ArticleMost see health law being implemented
Benefitspro reports: “They may not like it, but they don’t see it going away. About 7 in 10 Americans think President Barack Obama’s health care law will go fully into effect with some changes, ranging...
View ArticleHealth Care Reform – Adjusted Gross Income VS Modified AGI
Zane Benefits reports: “Modified Adjusted Gross Income is a measure used by the IRS to determine if a taxpayer is eligible to use certain deductions, credits, or retirement plans. Beginning in 2014,...
View ArticleThe individual tax penalty
By now it is not news that starting 2014 every American is expected to have Health Insurance or pay a penalty, called the individual shared responsibility penalty. Lets go through the What? Who?...
View ArticleHealth Benefit Costs Listed On Tax Forms
Insurance News Net reports: “Few people know the total cost of their health benefits or realize that family coverage can account for a fourth or more of their total compensation. For the first time,...
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Insurers set to submit plans for Illinois exchange
The Chicago Tribune Business reports: Health insurance companies hoping to compete for a share of an estimated half-million new customers in Illinois can begin submitting health plans Monday to the...
View ArticleHow to quality for a government health insurance subsidy
Chicago Tribune reports: “As health care reform kicks into high gear, many Americans are asking: Will I qualify for a government subsidy to buy health insurance under the new health care law, and when...
View ArticleSelf Employed? What You Need to Know About Individual Shared Responsibility...
US Small Business Administration reports: “Under the Affordable Care Act, the government, insurers, employers, and individuals share in the responsibility to improve the availability, quality, and...
View Article10 years on, tort reform sees suits, payouts drop
Merced Sun-Star reports: “Ten years after the Texas Legislature capped damages in the state’s medical malpractice lawsuits, the number of suits and the amounts paid out have fallen sharply. The Austin...
View ArticleUnitedHealthcare vying for a slice of Obamacare pie?
Crain’s Chicago Healthcare Daily reports: “If UnitedHealthcare of Illinois Inc. starts selling plans on the state’s health insurance exchange this fall — as reported today — the insurer most likely...
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CBO: Cost of Obamacare Subsidy Will Increase 8-Fold in 10 Years
Fox News reports: “The cost of the Obamacare subsidy that the U.S. Treasury will pay on behalf of people who earn under 400 percent of the federal poverty level and who buy a government-approved...
View ArticleIndividual mandate raises taxing questions
BenefitsPro reports: “2015 marks the first year that taxpayers will have to prove they have health insurance or, if they don’t, they’ll have to pay a penalty. But how is the proof presented? About half...
View ArticleIRS may never recoup $350 million in Obamacare tax credit overpayments
The Washington Times reports: “A quirk in the law means the IRS will never be able to recoup nearly $350 million in overpayments on Obamacare tax credits last year, and one top senator says he is...
View ArticleFeds tighten when people can enroll in Obamacare plans
According to USA Today: “Bowing to pressure from insurers, federal officials on Tuesday tightened the conditions under which people can sign up for plans on the HealthCare.govexchange outside open...
View ArticleTrump administration releases association health plan rule
Axios reports: “The Department of Health and Human Services has posted its long-awaited proposed rule to make it easier to form “association health plans,” aimed at groups of workers who team up to get...
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